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Title Role of Retail Banking in the U S Banking Industry Risk Return and Industry Structure
Author Timothy Clark
Publisher DIANE Publishing
Release Date 2008-04
Category
Total Pages 17
ISBN 1428988785
Language English, Spanish, and French
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Book Summary:

The U.S. banking industry is experiencing a renewed interest in retail banking (RB), defined as products & services provided to consumers & small bus. This article documents the ¿return to retail¿ in the U.S. banking industry & offers some insight into why the shift has occurred. The principal attraction of RB seems to be the belief that its revenues are stable & thus can offset volatility in non-retail bus. Interest in RB activities fluctuates with the performance of non-retail banking & financial market activities. Documents the features that the recent ¿return to retail¿ has in common with past cycles, but also identifies factors suggesting that this episode may be more persistent. This RB cycle is being driven almost entirely by the very largest U.S. banks. Charts.

Title The Oxford Handbook of Banking
Author Allen N. Berger
Publisher Oxford University Press, USA
Release Date 2019-10
Category Business & Economics
Total Pages 1312
ISBN 9780198824633
Language English, Spanish, and French
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Book Summary:

The Oxford Handbook of Banking provides an overview and analysis of state-of-the-art research in banking written by leading researchers in the field. This Handbook will appeal to graduate students of economics, banking and finance, academics, practitioners and policy makers. Consequently, the book strikes a balance between abstract theory, empirical analysis, and practitioner and policy-related material. The handbook is split into five parts. Part I, The Theory of Banking, examines the role of banks in the wider financial system, why banks exist, how they function, and their legal and governance structures. Part II entitled Regulatory and Policy Perspectives discusses monetary policy, prudential regulation and supervision, and antitrust policy. Part III of the book deals with bank performance. A number of issues are assessed including efficiency, financial innovation and technological change, globalization and ability to deliver small business, consumer, and mortgage lending services. Part IV of the book provides an overview of macroeconomic perspectives in banking. This part of the book includes a discussion of the determinants of bank failures and crises, and the impact on financial stability, institutional development, and economic growth. Part V examines International Differences In Banking Structures And Environments. This part of the handbook examines banking systems in the United States, Western Europe, Transition countries, Latin America, Japan and the Developing nations of Asia.

The U S Banking System by Felix I. Lessambo

Title The U S Banking System
Author Felix I. Lessambo
Publisher Springer Nature
Release Date 2020-02-16
Category Business & Economics
Total Pages 332
ISBN 9783030347925
Language English, Spanish, and French
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Book Summary:

The U.S. banking system differs from many countries both in the range of services supplied and the complexity of operations. Meanwhile, the U.S. financial markets have become the attraction of worldwide investors. This book explains the three key aspects of the industry: the laws governing the banking institutions, the regulations thereof, and their economics and financial statements in a manner not covered by any competitive publications, of interest to both professionals and scholars who want to better grasp this industry. Auditing a bank and/or liquidating a bank require a set of rules not always well understood. The book provides such an overview.

Title Executive Compensation and Business Policy Choices at U S Commercial Banks
Author Robert DeYoung
Publisher DIANE Publishing
Release Date 2010-08
Category
Total Pages 56
ISBN 9781437931006
Language English, Spanish, and French
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Book Summary:

This study examines whether and how the terms of CEO compensation contracts at large commercial banks between 1994 and 2006 influenced, or were influenced by, the risky business policy decisions made by these firms. The authors find strong evidence that bank CEOs responded to contractual risk-taking incentives by taking more risk; bank boards altered CEO compensation to encourage executives to exploit new growth opportunities; and bank boards set CEO incentives in a manner designed to moderate excessive risk-taking. These relationships are strongest during the second half of the author¿s sample, after deregulation and technological change had expanded banks' capacities for risk-taking. Charts and tables.

Retail Banking by A. Omarini

Title Retail Banking
Author A. Omarini
Publisher Springer
Release Date 2016-01-12
Category Technology & Engineering
Total Pages 297
ISBN 9781137392558
Language English, Spanish, and French
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Book Summary:

The world of retail banking is changing. While previously a purely money-making entity, the industry has brought social responsibility onto its agenda, and the ground rules for success have altered. Traditional convictions, rules and values that have influenced all banking business in the past are brought into question by this shift, and banks are adopting bold strategies in order to win out over competitors. Taking both multidisciplinary and holistic approaches, Retail Banking is a comprehensive analysis of how traditional retail banks can meet the challenges of the emerging competitive landscape. It outlines the importance of considering the traditional fundamentals of banking and fitting them into the modern times, where technology is pervasive and developments in the macro and micro scenarios have changed the landscape of the industry. It highlights that modern retail banking is a conscious step away from the past, and suggests that for banks to succeed in this field, they must step away from ad-hoc initiatives and instead encourage loyalty and a life-long confidence in each of their customers. This book will be of interest to those with in interest in retail banking, bank management, business models and strategies and financial services.

Title Economic Policy Review
Author Anonim
Publisher Unknown
Release Date 2008
Category Finance
Total Pages 86
ISBN CORNELL:31924107859849
Language English, Spanish, and French
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Book Summary:

Report On Currency And Finance by Reserve Bank of India

Title Report on Currency and Finance
Author Reserve Bank of India
Publisher Unknown
Release Date 2006
Category Currency question
Total Pages 86
ISBN UCBK:C105710723
Language English, Spanish, and French
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Book Summary:

Title Handbook of Statistics on Indian Economy
Author Anonim
Publisher Unknown
Release Date 2006
Category Finance
Total Pages 86
ISBN UIUC:30112083426996
Language English, Spanish, and French
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Book Summary:

Title The Implications of the New Capital Adeqaucy Framework for Credit Risk and Capital Management in the Banking Industry
Author Miriam Benz
Publisher diplom.de
Release Date 2002-04-17
Category Business & Economics
Total Pages 66
ISBN 9783832453251
Language English, Spanish, and French
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Book Summary:

Inhaltsangabe:Abstract: In their role as financial intermediaries, banks have the inherent task of assuming risks. This statement follows Diamond s model (1984) that financial intermediaries exist because they have a comparative advantage in the production of private information. Higher competition and complexity as well as a riskier environment however have increased the importance of managing and controlling one of the banks core risks: credit risk. Before analysing the implications on specific credit risk instruments, the thesis will describe the relevant content of The New Basel Capital Accord and explain the general context of credit risk and capital management within a bank. An analysis of the implications of The New Basel Capital Accord implies the question of how the new incentive structures will modify credit risk and capital management activities within banks and shape the competitive environment of the banking industry. More specifically, it will be investigated how the significance and type of credit risk and capital management will change and what effect The New Basel Capital Accord will have on the development of credit risk measurement instruments. The paper will also describe the impacts of the new Accord on the market for credit derivatives and securitizations and on the structure of these transactions. Moreover, it is important to consider how the scarce and essential resource capital will be affected and what potential conclusions can be drawn. The thesis will show that The New Basel Capital Accord is a major step forward in banking regulation that will better align regulatory and economic capital. It will encourage the usage of internal rating approaches, credit derivatives and securitizations. It will also influence capital allocation and lead to an extended use of active portfolio management. As a consequence of changed incentive structures the analysis will indicate that The New Basel Capital Accord will be an important driver for the advancement and improvement of credit risk measurement and internal credit risk models. Inhaltsverzeichnis:Table of Contents: Table of FiguresII Table of EquationsIII Table of AbbreviationsIV 1.Introduction1 1.1Motivation1 1.2Outline2 1.3Definitions4 2.Current Basel Accord and The New Basel Capital Accord in comparison5 2.1Current Basel Accord in practice5 2.2Merits and weaknesses of the current Basel Accord6 2.3Objectives of The New Basel Capital Accord 7 2.4Key [...]

Oecd Journal by Anonim

Title OECD Journal
Author Anonim
Publisher Unknown
Release Date 2008
Category Economic policy
Total Pages 86
ISBN PSU:000059790327
Language English, Spanish, and French
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Book Summary:

Title Business Periodicals Index
Author Anonim
Publisher Unknown
Release Date 2007
Category Business
Total Pages 86
ISBN CORNELL:31924109545727
Language English, Spanish, and French
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Book Summary:

Title Mergers and Acquisitions in the U S Banking Industry
Author Gabriel A. Hawawini
Publisher North Holland
Release Date 1990
Category Business & Economics
Total Pages 230
ISBN UOM:39015019651853
Language English, Spanish, and French
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Book Summary:

Presented in this book is a comprehensive empirical analysis of mergers and acquisitions in the U.S. banking industry. The purpose of the study is to examine the merger phenomenon in the banking industry by answering the following questions: - What are the incentives for banks to merge? - Has the prohibition of interstate banking prevented banks from diversifying and has it increased the rate of bank failures by restricting (geographical) diversification opportunities? - Are bank mergers wealth-creating activities and how are the gains/losses from a merger distributed between the acquiring and acquired bank shareholders? - How can the changes in shareholder wealth resulting from bank mergers be explained and are there differences between interstate and intrastate mergers? - What are the implications of the study's findings for regulatory policy? Theory and practical implications are blended in this book which should appeal to both academics and practitioners in the field

Title European Foreign Exchange Movements and Financial Institutions
Author John Doukas
Publisher Psychology Press
Release Date 1994
Category Business & Economics
Total Pages 172
ISBN 1560246634
Language English, Spanish, and French
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Book Summary:

Here are new insights into the process of European financial integration which continues to remain in the forefront of international financial developments. Based on the most recent econometric techniques and theoretical innovations, this book provides a timely core of theoretical and empirical studies on European currency movements, the European Monetary System (EMS), and developments in European banking and financial markets. European Foreign Exchange Movements and Financial Institutions offers an understanding of the current exchange rate movements within the EMS and the functioning of European financial institutions in an environment moving toward greater financial and economic integration. Contributing authors from Europe and the United States study and examine: foreign exchange risk and EMS EMS exchange rate fluctuations the effects of risk-based capital standing on European financial institutions and the rest of the world European banking acquisitions and corporate control issues interest rates and the cost structure of the French banking system European Foreign Exchange Movements and Financial Institutions is a valuable source of helpful information for students in MBA and PhD programs and for technically-oriented finance professionals with banking research interests.

Title The Oxford Handbook of Banking Second Edition
Author Allen N. Berger
Publisher OUP Oxford
Release Date 2014-11-27
Category Business & Economics
Total Pages 1040
ISBN 9780191002205
Language English, Spanish, and French
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Book Summary:

The Oxford Handbook of Banking, Second Edition provides an overview and analysis of developments and research in banking written by leading researchers in the field. This handbook will appeal to graduate students of economics, banking and finance, academics, practitioners, regulators, and policy makers. Consequently, the book strikes a balance between abstract theory, empirical analysis, and practitioner, and policy-related material. The Handbook is split into five parts. Part I, The Theory of Banking, examines the role of banks in the wider financial system, why banks exist, how they function, and their corporate governance and risk management practices. Part II deals with Bank Operations and Performance. A range of issues are covered including bank performance, financial innovation, and technological change. Aspects relating to small business, consumer, and mortgage lending are analysed together with securitization, shadow banking, and payment systems. Part III entitled Regulatory and Policy Perspectives discusses central banking, monetary policy transmission, market discipline, and prudential regulation and supervision. Part IV of the book covers various Macroeconomic Perspectives in Banking. This part includes a discussion of systemic risk and banking and sovereign crises, the role of the state in finance and development as well as how banks influence real economic activity. The final Part V examines International Differences in Banking Structures and Environments. This part of the Handbook examines banking systems in the United States, European Union, Japan, Africa, Transition countries, and the developing nations of Asia and Latin America.

Title Switching Primary Federal Regulators Is it Beneficial for U S Banks
Author Richard J. Rosen
Publisher DIANE Publishing
Release Date 2008-08
Category
Total Pages 18
ISBN 9781437902853
Language English, Spanish, and French
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Book Summary:

Examines the impact of switching primary federal regulators on banks¿ return and risk, using data from 1977 to 2001. Return increases and risk changes minimally for banks that switch regulators from 1992 to 2003, while there is no significant change in either return or risk for banks switching earlier. The improved performance at banks switching between 1992 and 2003 is evidence for beneficial competition among regulators, and the absence of an increase in risk throughout the sample period is inconsistent with a ¿race for the bottom¿ among regulators. Tables and graphs.

Bank 3 0 by Brett King

Title Bank 3 0
Author Brett King
Publisher John Wiley & Sons
Release Date 2012-11-19
Category Business & Economics
Total Pages 400
ISBN 9781118589649
Language English, Spanish, and French
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Book Summary:

The first edition of BANK 2.0—#1 on Amazon's bestseller list for banking and finance in the US, UK, Germany, France, and Japan for over 18 months—took the financial world by storm and became synonymous with disruptive customer behaviour, technology shift, and new banking models. In BANK 3.0, Brett King brings the story up to date with the latest trends redefining financial services and payments—from the global scramble for dominance of the mobile wallet and the expectations created by tablet computing to the operationalising of the cloud, the explosion of social media, and the rise of the de-banked consumer, who doesn't need a bank at all. BANK 3.0 shows that the gap between customers and financial services players is rapidly widening, leaving massive opportunities for new, non-bank competitors to totally disrupt the industry. "On the Web and on Mobile, the customer isn't king—he's dictator. Highly impatient, skeptical, cynical. Brett King understands deeply what drives this new hard-nosed customer. Banking professionals would do well to heed his advice." —Gerry McGovern, author of Killer Web Content

Risk by Anonim

Title Risk
Author Anonim
Publisher Unknown
Release Date 2005
Category Risk management
Total Pages 86
ISBN UOM:39015064351003
Language English, Spanish, and French
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Book Summary:

Title Akron Business and Economic Review
Author Anonim
Publisher Unknown
Release Date 1986
Category
Total Pages 86
ISBN 9203456XXXX
Language English, Spanish, and French
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Book Summary: